Free · The complete 2026 guide

Relocate to Panama

Residency, taxes, where to live, how to buy safely, and your first 90 days — the honest, sourced playbook for making Panama home.

#1expat destination 3 years running

$300Kinvestor-residency minimum for new property ($500K resale) — Decree 17 of 2026

0%tax on foreign income (territorial)

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Real 2026 numbers and honest guidance. We'll email it and send a personalized next step.

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What's inside

Why Panama, why now

The fundamentals — and the new Qualified-Investor rules: $300K new, $500K resale (confirm with a licensed Panama attorney).

Three residency paths

Qualified Investor, Friendly Nations, and Pensionado — compared, with what each takes.

Taxes & money

Territorial tax, property-tax relief, the 45-day rule, and the banking reality.

Where to live

9 sub-markets with real 2026 prices, yields, and character — beach, city, and highlands.

How to buy safely

Titled vs. rights-of-possession (the costly mistake), the coastal rule, and the process.

Your first 90 days

Cost of living, healthcare, schools — and a week-by-week relocation timeline.

Honest by design. Every figure is sourced from public 2026 data or observed listings — a starting point for your own due diligence, never a substitute for your own Panama-licensed attorney (and, for tax, a cross-border advisor in your country).