Your second home, one nonstop flight away
Panama runs on the US dollar, sits ~3 hours from Miami, and has residency paths built for Americans. The honest 2026 playbook — residency, the tax questions to ask, where to live, and how to buy safely.
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Written for the American move
One nonstop flight
Nonstop service from Miami, New York, Houston, LA, and more. Your second home is a direct flight, not an expedition.
The US dollar
Panama uses the US dollar — no currency risk on your savings, your mortgage, or your purchase.
Residency paths
Friendly Nations, Qualified Investor, and Pensionado — compared, with what each actually takes.
The tax questions to ask
Panama taxes only Panama-source income — but your US obligations follow your citizenship. The questions to resolve with a US cross-border CPA before you move. We connect you; we don't give tax advice.
Where Americans land
Panama City, the Coronado beach corridor, and Boquete's highlands — real 2026 prices and the trade-offs.
How to buy safely
Titled vs. rights-of-possession (the costly mistake), the coastal rule, and the process — the honest version.